Medical Benefits

Beginning January 1, 2008, we will have one medical insurance carrier – Humana. However, within Humana, we will have two different medical plans: the Platinum Plan and Gold Plan. The Platinum and Gold Plans are both PPO’s.

The Platinum Plan has no deductible for in network services. Office visit charges are $15 for Primary Care Physician and $25 for Specialist.

The Gold Plan has a $300/$900 deductible and office visit charges are $20/$35.

Pharmacy Benefits

Employees who enroll in the Humana Platinum Plan or Gold Plan will have pharmacy benefits through Caremark.

Dental Benefits

We have improved our Delta Dental Plans. The new Passive Plus Premier is a PPO plan that allows members to go to dentists either in or out of network. The annual maximum benefit has been increased to $2,500 per person, and it includes periodontal services. This plan also includes orthodontics for children and adults with a $1,000 lifetime maximum per person for this type of service. We also retained the regular Premier Plan, with 100% reimbursement across the board. The maximum benefit per person is $1,000.

Vision Benefits

Only those employees who sign up for Humana medical coverage will be eligible for the Humana vision plan. There will be no extra charge above the Humana medical premium for the Humana vision plan.